WAEC, JAMB UTME Subject for Insurance – Under Administration

O Level & A Level Requirement – Subject Combination for Insurance – Under Administration; including the List of Nigeria Universities Offering the Course, WAEC, NECO, GCE, JAMB UTME, Direct Entry, IJBM, JUPEB, CAMBRIDGE, NABTEB, Course Description and Career Opportunities 



  • JAMB officially classified this course under Faculty of Administration.
  • Probable Degree type – B.Sc (Hons.) and B.A. (Hons)

The admission requirement to study Insurance – Under Administration in Nigeria Universities includes one or a combination of ‘O’ level results or A-level result if you’re going through Direct Entry. This page will literally answer questions such as WAEC subject combination, JAMB UTME subject combination, Direct Entry requirements, Special consideration (waivers), where you can work with the degree and the required documents for admission into Nigeria universities. If you’re still having difficulties with getting admission in Nigeria Universities, we have some post that may be of benefit to you.


What is O level/WAEC subject combination (requirement) for Insurance?
The subjects needed to study Insurance in WAEC must contain five (5) credit. This subject combination is also applicable to NECO AND GCE… The O level requirement that is the compulsory WAEC subject combination for Insurance must include:

  1. English Language
  2. Mathematics If you don’t have credit in Mathematics, Click here fast
  3. Economics
  4. Plus any two of Accounting, Business Methods, Commerce, Government, Geography and Statistics
  5. A trade subject


What is JAMB UTME subject combination (subject needed) for Insurance?
You should aim for a score of 180 – 200 and above in JAMB UTME to be on a safe side (Just an advice) because anything short of that may deny you of Admission/Post UTME. Of course, if you have a score below 180, you can consider College of Education or Polytechnic… Please note – JAMB is not the only option for admission. If you’re having troubles JAMB UTME maybe it’s time you pass through IJBM, JUBEB, ND or Predegree. JAMB UTME subject combination (subject to write in jamb) for Insurance are

  1. Mathematics,
  2. Economics
  3. Plus any other subject


What is Direct Entry requirement (that is the required A-level result you need) to study Insurance?
(i) Two ‘A’ level passes chosen from Economics, Accounting, Business Management, Government, Geography and Statistics


Just a reminder: Everything you have read so far is a general requirement, it is expedient that you also check the special consideration for this course below. If for some reasons you are not satisfied or cannot meet up with the subject combination above, perhaps you should consider taking a look at Polytechnic or College of Education related course subject requirements. You can also study online with a foreign university right from your bedroom or apply for a scholarship to study abroad. Education is now a choice.


So now that you know the compulsory WAEC, JAMB subject combination for Insurance, (which is also applicable to NECO and GCE) as well as A-level result/certificate. Do you know which Universities in Nigeria offer Insurance?
Before you make a decision on which University to choose, please consider

  • The Fees
  • The Distance
  • The Environment
  • The Degree Certificate
  • Vulnerability to Strike
  • Acceptable O Level and A-level Result
  • Academic Calendar

See useful guides on how to choose a course and university
List of Nigeria Universities offering Insurance:

  1. University of Lagos (UNILAG)
  2. University of Uyo
  3. Niger Delta University Yenagoa (NDU)
  4. Ahmadu Bello University, Zaria
  5. University of Jos (UNIJOS) Click to read conditions
  6. Redeemer’s University, Mowe


Course Description for Insurance 
Insurance is a contractual agreement between an individual “the policyholder” and an Insurance company. This contract provides that the Insurance company will cover some portion of a policyholder’s loss as long as the policyholder meets certain conditions embedded in the Insurance contract. The policyholder pays an Insurance premium to obtain Insurance coverage. If the policyholder experiences a loss, such as a car accident or a house fire, the policyholder files a claim for reimbursement with the Insurance company. The policyholder will pay a deductible to cover part of the loss, and the Insurance company will pay the rest…..


Where can I work with a Degree in Insurance? 
I believe you now know the subjects required to study Insurance. I urge you to also find out where you can work with the degree. Please take your time to read The Act of Getting a Job – so you would know what you’re up against after graduating. Career opportunities will be added when we revisit this page.


The SSCE O level and A-level subject needed to study Insurance have been listed above but, some Universities may accept D7 or E8 in some a compulsory subject instead of Credit. And some may accept or reject two sittings. That is combinations of WAEC, NECO, or GCE results. You will know more when you take a look at the special consideration (waiver) for this course if available. Please take note that when you see Check, it simply means the special consideration for this course had been merge with a related course to save space. So it is advisable to click the link or search with the search bar.


Special Consideration

What is Direct Entry Special Consideration (waiver) for Insurance?
(i) Enugu State University of Science and Technology, Enugu (ESUT) accepts ND (not below lower credit division) in relevant disciplines plus UTME requirements into 200 level.

(ii) Imo State University, Owerri (IMSU) No Direct Entry.

(iii) University of Uyo accepts ND/HND in relevant fields not below lower credit level and a complete pass in the intermediate examination of ICAN/ACIB.

(vii) University of Jos (UNIJOS) accepts: a) Holders of HSC, GCE ‘A’ level, IJMB with passes in two relevant Social Science subjects. b) Candidates with a minimum of lower credit in National Diploma in Business Administration, Accounting, Purchasing and Supply, Marketing and other closely related disciplines may also be considered provided such candidates satisfy the ‘O’ level credits requirements.

(viii) University of Lagos (UNILAG) accepts very good passes in three JUPEB/A-LEVEL subjects: Financial Accounting, Data Processing, Geography, Government, Biology, Economics, Chemistry, Physics and Business Management/Business Studies.

What is WAEC, NECO, GCE, Special Consideration (waiver) for Insurance?
(i) University of Lagos (UNILAG) requires credit in English Language, Mathematics, Economics and any two of Financial Accounting, Data Processing, CRS/IRS, Further Mathematics, Geography, Government, Biology, Chemistry, Physics, Commerce, Civic Education, Insurance.

(ii) Ahmadu Bello University, Zaria requires five ‘O’ level credit including English Language, Economics, Mathematics and any other two (2) Subjects.

(iii) Niger Delta University Yenagoa (NDU) requires five ‘O’ level credit in English, Mathematics, Economics, and any two other subjects in not more than two sittings.

What is JAMB UTME Special Consideration (waiver) for Insurance?
(i) Ahmadu Bello University, Zaria and University of Lagos (UNILAG) – As in Accountancy.

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